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A Natural Alternative to Help Mobility
Millions of people suffer from osteoarthritis, an often painful condition in which the cushioning cartilage between bones wears away. Doctors often prescribe NSAIDs and COX-II inhibitors for joint pain. If you take these products, you can put...
An alternative to Ebay
People buy and sell on the net. It is better than advertising in a newspaper or spreading the word that you are selling something. But sometimes you just want to sell your stuff for a price and thats it. And you dont want to fill out endless forms...
Gentle Alternative's for Treating Health Problems
Many of our modern drugs have harsh side-affects and cost the "earth", so the next time you come down with a cold or the flu, why not try a gentle alternative that costs next to nothing?
Instead of immediately forking over large amounts of money...
Q: As a result of my divorce, I'm left with more debt than I can handle. Is there an alternative to bankruptcy?
One of the often-unintended consequences of divorce is the burdensome debt that was formerly handled by two, now to be handled by one. Creditors hold both spouses liable for debt incurred during the marriage. Any agreement between the spouses...
The Best Prostate Cancer Treatment Alternatives
Prostate cancer is a very common problem with men over the age of 80 and it starts becoming frequent with men over 50. By the time they are 80, almost half will have some form of prostate cancer which is not noticeable. Even though it is dangerous,...
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Q: As a result of my divorce, I'm left with more debt than I can handle. Is there an alternative to bankruptcy?
One of the often-unintended consequences of divorce is the burdensome debt that was formerly handled by two, now to be handled by one. Creditors hold both spouses liable for debt incurred during the marriage. Any agreement between the spouses regarding who is responsible to pay the debt need not be recognized by the creditor.
To avoid bankruptcy, one must become acquainted with bankruptcy law. You must determine you income/expenses and your assets/liabilities. If you have the ability to fund settlements with the creditors, you should avoid bankruptcy.
Other than just paying you debts in full, one option to avoid bankruptcy is to compare debt consolidation with debt negotiation. Debt consolidation is a payment plan in favor of your creditors to pay the debts in full over time with interest. Debt negotiation, however, provides for discounted cash settlements, which are
customized to you ability to fund.
Most people are unaware of the possibility of negotiating with creditors to reduce the amount of money they owe them. I recommend that you seek out a professional - one who is not emotionally involved - who has experience handling creditors to give you a fair assessment of what the outcome of this strategy might be for you. In addition, arrangements can be made to minimize the negativity on your credit report.
About the Author
CuraDebt.com is a center for helping consumers nationwide become debt free without filing bankruptcy. The agency provides a FREE Debt Freedom plan consultation at 1-877-850-DEBT(3328) or on the web site: http://www.curadebt.com/a/1242
Subscribe for FREE to the CuraDebt Money Tips newsletter and receive tips on money savings, debt reduction, dollar stretching - send a blank email to: moneytips2@curadebt.com
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